As a professional concerned with the health, financial and social issues facing seniors Tracy dedicates himself to finding solutions that strive to help his clients as they work towards their retirement goals. Tracy's relentless passion for learning from associates, mentors, seminars and books has helped him and his team make informed decisions with goals and risk tolerance in mind.  

Tracy is a Registered Financial Consultant and a member in good standing of the International Association of Registered Financial Consultants.  As a respected financial services professional, Tracy is a member of the Capital Financial Group Field Advisory Committee and Practice Management Council, and a member of national panels discussing Income Planning, Business Plans and 10-31 Real Estate Exchanges.

When not working, Tracy is an avid reader and golfer.  He and his wife, Terri, live in Frederick with their two children and a feisty dachshund.  He is very involved in the community as past President of the Kiwanis Club of Rockville and as a Boy Scout leader.