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LEGACY FINANCIAL ASSOCIATES

Informed decisions and solutions for the best half of your life.

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Main Office
149 West Patrick Street
Frederick, MD 21701

Thurmont Branch
209 East Main Street
P.O. Box 476
Thurmont, MD 21788-0476
  • Phone:
    (301) 624-1717
  • Fax:
    (301)624-1712
  • E-mail address: tbush@wiseretirements.com
  • E-mail address: rpencek@wiseretirements.com
  • E-mail address: sgeisbert@wiseretirements.com
  • E-mail address: egills@wiseretirements.com
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Printed from: www.legacyfa.com
  • Legacy Financial Associates
  • Main Office149 West Patrick StreetFrederick, MD 21701Thurmont Branch209 East Main StreetP.O. Box 476Thurmont, MD 21788-0476
  • (301) 624-1717 | tbush@wiseretirements.com, rpencek@wiseretirements.com, sgeisbert@wiseretirements.com,egills@wiseretirements.com

Credit-Card Debt

How Long Will It Take to Pay My Balance?

If you have accumulated credit-card debt, you can use this calculator to estimate how long it could take you to pay off that debt based on your payment amount.

Your Results

Assumptions:

  • No additional charges are added to the balance.
  • 12 equal billing cycles per year.
My current credit card balance: $0.00
The annual percentage interest rate on your card: 0%
The minimum amount required to pay only the interest: $0.00
Each month you plan to pay: $0.00
At that payment, the time required to pay off your balance: 0 years
You will pay total interest of: $0

This chart shows the number of years it would take you to pay off your balance based on the information you provided. You can substantially reduce the time needed to pay off your debt and your total interest paid by increasing monthly payments. If you feel your credit card interest rate is too high, you may want to consider whether you can transfer your balance to a lower-interest card.

Credit Card Balance Over Time

 

This hypothetical example is used for illustrative purposes only. Actual results will vary.

The information in this calculator is not intended as tax or legal advice, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor. The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security.

This material was written and prepared by Emerald Connect, LLC.
© 2019 Emerald Connect, LLC. All Rights Reserved.

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Contact Us

Main Office
149 West Patrick Street
Frederick, MD 21701

Thurmont Branch
209 East Main Street
P.O. Box 476
Thurmont, MD 21788-0476
  • Phone:
    (301) 624-1717
  • Fax:
    (301)624-1712
  • E-mail address: tbush@wiseretirements.com
  • E-mail address: rpencek@wiseretirements.com
  • E-mail address: sgeisbert@wiseretirements.com
  • E-mail address: egills@wiseretirements.com
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Market Watch

Last Closing Prices

Latest Available Stock Quotes
Ticker Name Percent Difference (when noted with %) otherwise Last Price Difference (where applicable)
Dow Jones Industrials 26,504.00 +0.15%
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Securities and Investment Advisory Services Offered Through H. Beck, Inc. (Member FINRA & SIPC)  Legacy Financial Associates is not affiliated with H. Beck, Inc.  We currently have individuals registered to offer securities in the states of AL, CA, CT, DE, DC, FL, GA, IL, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WV.  This is not an offer to sell or solicit securities in any other state or jurisdiction. 

Investments will fluctuate and may be worth more or less than when originally purchased. There is no assurance that any particular strategy will work under all market conditions. Past performance does not guarantee future results. Third party posts do not reflect the views of H. Beck, Inc. and have not been reviewed by H. Beck, Inc. as to accuracy and completeness.

 

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